So you’ve signed up with Geico, and you’re paying them each month, but now you don’t want to anymore because you got your driver’s license back, or your car crashed or your dog died or whatever. No problem! It’s easy to cancel Geico policy, and in this guide we’ll show you how to do it properly so that you can stay good on your word to the insurance company and get out of the contract legally.
Things you should know
If you’re in the market for car insurance, then there are a few things you should know before choosing a company. One of the most important considerations is how long they will take to pay your claim. This includes the time it takes them to reimburse you as well as notify their local law enforcement and provide verification with pictures or videos. GEICO provides up-front money in full or partial payouts depending on your claim amount and specific situation.
When to contact Geico
Contact Geico immediately if you are wanting to cancel your insurance policy before the expiration date. You can do this by phone, mail, fax or online. There is no penalty for canceling with less than 30 days remaining on your policy. If you cancel with more than 90 days remaining on your policy, there is a 30% penalty and any payments made will be refunded after the last day of coverage has passed. If you want to keep the same auto insurance company but change plans, contact them as soon as possible. Most car insurance companies require that at least 30 days notice is given for cancellation.
Steps to take when writing a letter
Since Geico doesn’t take phone cancellations, you have a few options when writing a letter. Find out the name of the customer service representative and address it accordingly, or address it to:
Geico – Consumer Care Center P.O. Box 2836 Falls Church, VA 22041-2836. Include your policy number and driver’s license number in the letter. You can also call them at 1-800-861-8380 between 7 AM and 11 PM Eastern time Monday through Friday (7 AM to 8 PM on Saturdays) or visit their website for more information about cancelling your policy online
Use these templates (optional)
Geico provides auto insurance and other related products. As with any company, it’s necessary to cancel the policy if you decide you no longer want or need it. Steps for canceling a Geico policy depend on the type of policy: for auto insurance, contact Geico directly; for renters or homeowners policies, notify your agent by calling 1-800-367-9677; for motorcycle or boat insurance, call 800-874-7537.
Other ways you can get in touch with them
Geico is one of the most popular companies out there and has millions of customers all over the world. If you are one of those customers, it can be hard to cancel your policy because they don’t have a 24/7 customer service line. One way to solve this problem is to call them between 8am and 10pm EST so that someone will pick up your call. They are not available for 24 hours but if you stay on the line for about 30 minutes, someone will eventually pick up your call.