How to Scare Insurance Adjuster: Most people make claims with the hopes of receiving money to fix an issue they had not been able to remedy by themselves. The tricky part comes when you have an insurance adjuster come in and poke holes in your claim, causing it to be denied or at least significantly reduced. In these situations, your best bet will be to scare them away so that they don’t have time to poke holes in your claim. You may be wondering how you can do this and get them to leave you alone so that your claim gets paid as much as possible.
Include lots of details
You’re at your wit’s end. The insurance adjuster has been giving you the run-around for weeks, and you’re no closer to getting a fair settlement for your damages. What can you do? Losing patience is easy. The key is not to lose control over your emotions when talking with an insurance adjuster. Make sure that you remain calm and respectful throughout the conversation, even if it means that you have to repeat yourself or ask questions multiple times. Always know what it is that you want from the conversation before picking up the phone or sitting down in front of them for a meeting.
Add as many pictures as possible
The best way to scare an insurance adjuster away is by adding as many pictures as possible. The more pictures you have, the more likely it is that the insurance adjuster will be scared off. Additionally, try to make the pictures as creepy as possible. This will increase your chances of success. In order to maximize your odds of scaring off the insurance adjuster, make sure that they’re at least five years old and they’re in black and white. Make sure they show death and gore. Bonus points if there are skulls in the pictures or anything related to ghosts.
Talk about your medical history
When you’re in an accident, the insurance adjuster will likely ask about your medical history. Be honest about any past injuries or illnesses, as this will give them a baseline for your current condition. However, don’t give them too much information – the more they know, the more they can use against you. For example, if you have osteoporosis and have been treated with medication before the accident, it’s important not to mention that. It could be used against you if there are complications after your treatment following the car wreck.
Tell them you have seen other lawyers or insurance agents before
The first step is to let the insurance adjuster know that you have been around the block before. You want them to know that you are not a novice when it comes to these matters. In other words, let them know that you know what you are doing. Next, tell them about how much money your previous lawyer charged for this or that particular case. You don’t need to say what their rates were; just make sure they know that you had an attorney before and that he or she was expensive.
Don’t sign anything until they agree on the settlement amount first
If you sign something before you agree on a settlement amount, the insurance company may try to lowball you. They may also try to get you to sign away your right to sue. So, don’t sign anything until you’ve come to an agreement on the settlement amount. Once you do that, have them fax over a copy of their offer. And if they refuse to do that, be prepared for some back and forth negotiating – but don’t give up! You deserve what’s coming to you.
There is no point in negotiation
The insurance adjuster is not interested in what you have to say. They have one goal: to minimize the amount of money that the insurance company has to pay out. The best way to scare them away is by being prepared with all of the documentation and proof that you need to show that your damages are extensive.
Provide as much evidence as possible
It is important to provide as much evidence as possible when you are making a claim. The more evidence you have, the better your chances of winning your case. The insurance adjuster will be looking for any excuse to deny your claim, so it is important to be prepared.